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Homebuyer Checklist


STEP 1. Pre-Qualification
Determines purchasing power; defines price range
STEP 2. Needs and Wants
Set priorities for size, location, style, features
STEP 3. Select Search Areas
Preview information on available homes
STEP 4. Review Comparable Sales and Tax Data
STEP 5. Drive-by Tour of Homes
STEP 6. Tour Select Homes with Agent
STEP 7. Writing an Offer
Strategy, negotiation, financing, contingencies, inspections
Mortgage Application
Requires credit check, home appraisal
Settlement Schedule
Deadlines for inspections, approvals, insurance, settlement
Professional Home Inspection
Buyer & Agent should be present
Select Settlement Attorney
For title search, title insurance, settlement statement
Mortgage Approval
Takes approximately 2 to four weeks
Obtain Homeowner Hazard Insurance
Lender requires
Termite Inspection
Seller arranges and pays -- BUYER BEWARE!
Notify Utilities
Final Walk-through Inspection

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