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Homebuyer Checklist


THE SEARCH

 
STEP 1. Pre-Qualification
Determines purchasing power; defines price range
 
STEP 2. Needs and Wants
Set priorities for size, location, style, features
 
STEP 3. Select Search Areas
Preview information on available homes
 
STEP 4. Review Comparable Sales and Tax Data
 
STEP 5. Drive-by Tour of Homes
 
STEP 6. Tour Select Homes with Agent
 
STEP 7. Writing an Offer
Strategy, negotiation, financing, contingencies, inspections
 
 
CONTRACT ACCEPTANCE
 
Mortgage Application
Requires credit check, home appraisal
 
Settlement Schedule
Deadlines for inspections, approvals, insurance, settlement
 
Professional Home Inspection
Buyer & Agent should be present
 
Select Settlement Attorney
For title search, title insurance, settlement statement
 
Mortgage Approval
Takes approximately 2 to four weeks
 
Obtain Homeowner Hazard Insurance
Lender requires
 
Termite Inspection
Seller arranges and pays -- BUYER BEWARE!
 
Notify Utilities
 
Final Walk-through Inspection
 
SETTLEMENT - CONGRATULATIONS!

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